About the Agency
Michigan State Medical Society (MSMS) Physicians Insurance Agency started business operations in 1988. It is a wholly owned subsidiary of MSMS. It has expanded over the years into a full service agency offering subscribers all lines of insurance from multiple carriers.

MSMS Physicians Insurance Agency is considered a physician’s single source for any kind of insurance, whether it is professional or personal. It offers products for your practice such as American Physicians professional liability insurance, and options for business owners’ and workers’ compensation. For you, your family and employees, you may consider policies for health, dental, disability and/or life insurance. Discounts are available for professional liability and disability products with medical society membership. Specific products for retirees include auto, home, and long-term care.

Please click on the "Links" tab in the upper right corner to view more detailed information about our products and services.

About Our Agents
Our licensed agents are employees of MSMS and are able to help physicians acquire insurance for their medical practice, employees and families. Our agents believe that the insurance industry is a competitive market and every physician deserves to get the best insurance at the best price. If you are interested in the possibility of lowering your insurance rates or simply want to compare your current premium to what is available, we encourage you to contact us to explore your options and receive a preliminary quote to compare to your current coverage.

Support for Your Association
As an added benefit of being insured through the MSMS Physicians Insurance Agency, you are helping to support your own professional association. MSMS focuses on your interests as a physician. MSMS advocates for physicians in the state and federal legislatures; defends patients, protects public health and Medicaid funding, scope of practice and tort reform, collaborates with third party payers (such as Blue Cross Blue Shield) on physician’s behalf, provides educational opportunities, practice resources, reimbursement/coding assistance, and legal and regulatory guidance. By purchasing your insurance through our agency, you not only get a great product with superior customer service, you also support your organization. The earnings are kept within MSMS to support the advocacy, education and services that are important to you.

Advantages over other agencies
MSMS insures only physicians and physician groups
Exclusive discounts on professional liability and disability products
Staff that will act as your advocate in issues of claims and billing issues
Benefit management services
FREE COBRA administration to groups of 20 or more

Third Party Administration Services available
No other agency can provide you the services, the choices and the expertise that MSMS gives its members.